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BofGB in the Community: A Look Back at Q1 2026

At The Bank of Glen Burnie, we talk a lot about what it means to be a community bank. But community banking isn’t a tagline — it’s a practice. It’s the decision to stay independent when consolidation is easier. It’s the choice to volunteer on a Saturday morning when you could be doing something else. It’s hiring people who already live in the neighborhoods they serve. It’s showing up, consistently, year after year, even when no one is keeping score.

The first quarter of 2026 was a quarter that put all of that on full display. From leadership transitions to geographic expansion to the everyday presence that defines our culture, the first three months of this year reminded us — and we hope reminded you — why community banking still matters, and why BofGB has been doing it for nearly 77 years.

Here’s a closer look at where we’ve been, what we’ve done, and where we’re headed.

A Leadership Transition Built on Gratitude and Optimism

Every institution has moments that mark the end of one era and the beginning of another. For BofGB, February 2026 was one of those moments.

After decades of distinguished service, Board Chair Jack Demyan announced his retirement from the Glen Burnie Bancorp Board of Directors. To say that John’s fingerprints are all over this institution would be an understatement. His tenure spanned some of the most transformative years in banking — years marked by rapid technological change, economic turbulence, and an industry that looked almost unrecognizable compared to the one he first joined. Through all of it, John kept BofGB anchored to what matters most: the people we serve, the community we’re part of, and the values we were founded on back in 1949.

We are deeply grateful for John’s leadership, his steadiness, and his unwavering belief in the power of community banking. His legacy is baked into everything we do.

At the same time, we are genuinely excited about what comes next. Jay Baldwin steps into the role of Board Chair with deep Anne Arundel County roots and an equally deep understanding of what this bank means to the community. As President and CEO of Reliable Contracting Company, Inc., Jay has spent his career building things that last — and he brings that same mindset to his role at BofGB. He’s also long been a vocal champion of community banking as an investment in the local economy, having previously noted that when you deposit with BofGB, you’re not just putting money in a bank — you’re investing in the businesses and neighbors around you. That perspective is exactly what this seat calls for, and we couldn’t be more confident in the road ahead.

Growing Where We’re Needed Most: The Annapolis Loan Production Office

For nearly 77  years, The Bank of Glen Burnie has been the community bank for northern Anne Arundel County. Familiar faces. Local decision-making. The kind of banking where you call and a person answers.

But as we’ve listened to business owners, entrepreneurs, and residents across the county, one message kept coming through clearly: southern Anne Arundel County needed the same thing. They needed a community banking option that could make lending decisions locally, build real relationships, and treat them as neighbors — not account numbers.

In late March, we answered that call.

We announced plans to open a new Loan Production Office in Annapolis, Maryland — located at 2525 Riva Road, Suite 141 — tentatively scheduled to open mid-April 2026. The office will serve small to medium-sized businesses by appointment and will focus on commercial lending and deposit services for the southern part of the county. It’s not just an expansion of our footprint — it’s a statement about where we believe community banking is needed and what we intend to do about it.

And the person helping lead the charge couldn’t be a better fit.

Welcome to the Team: John Camden, VP & Annapolis Market Executive

If you want to understand why we’re so excited about the Annapolis expansion, start with who’s leading it.

John Camden joins The Bank of Glen Burnie as Vice President and Annapolis Market Executive — and his résumé reads like a love letter to Anne Arundel County. A lifelong resident who currently lives in the Manhattan Beach community with his wife and three sons, John brings both professional excellence and genuine community investment to everything he does.

On the professional side, John has been recognized as a Maryland Bankers Association “Next Leader in Banking” honoree, a Leadership Anne Arundel Flagship Graduate, and was named one of Annapolis’s Finest 40 Under 40 by the Maryland Chapter of the Cystic Fibrosis Foundation. He is an active member of Annapolis Business Connections, the Touchdown Club of Annapolis, and the Anne Arundel County Chamber of Commerce.

But it’s what John does off the clock that really tells you who he is. For 17 years, he has volunteered as a youth ice hockey coach with Navy Youth Hockey, and he takes great pride in supporting midshipmen at the United States Naval Academy. This is a person who has spent the better part of two decades giving his time to young people in this community — because that’s just who he is.

“I am excited to join The Bank of Glen Burnie and the Bank’s focus on community values are well aligned with my community-centered approach to business development,” John said. “Growing the Annapolis market will create new growth opportunities and I look forward to being a part of the trajectory that lies ahead as we strive to meet the diverse financial needs of local businesses and to help them build financial success.”

We couldn’t have said it better ourselves. Welcome, John. You’re already home.

Chambers, Partnerships, and Showing Up Every Day

The headline moments — the leadership announcements, the new office — get the press releases. But community banking lives in the in-between. It’s the branch manager who sponsors a local chamber breakfast. The teller who knows your name before you reach the window. The team that shows up to volunteer on a weekend not because it’s required, but because it’s the right thing to do.

Throughout the first quarter of 2026, our teams continued to show up in exactly those ways. Our branches remain active partners with local chambers of commerce across Anne Arundel County, participating in networking events, business expos, and community roundtables that connect local business owners with the resources and relationships they need to grow. These aren’t passive sponsorships — our bankers are in the room, having real conversations, learning what the business community needs, and bringing those insights back to inform how we serve.

We’ve also maintained our longstanding support for the Glen Burnie Improvement Association, which has been a cornerstone of our hometown since 1908. The GBIA does the unglamorous, essential work of keeping Glen Burnie a place people want to live, work, and raise families — and we’re proud to stand beside them. That partnership extends into spring with an eye toward GBIA’s SpringFest on May 9, a free, family-friendly community celebration at 19 S. Crain Highway that draws local vendors, live music, and families from across the area. If you haven’t been, put it on your calendar.

Our connection to Arundel House of Hope also continued in Q1. Arundel House of Hope provides critical services to some of the county’s most vulnerable residents — people facing homelessness, food insecurity, and other hardships. Supporting organizations like this isn’t ancillary to our mission. It is our mission. A healthy community bank has a responsibility to support a healthy community, and that means more than just writing checks. It means showing up.

Looking Ahead: Spring 2026 and Beyond

Spring has always felt like the right season for BofGB. It’s a time for planting — new relationships, new projects, new possibilities. And this spring, we have plenty to be energized about.

The Annapolis Loan Production Office opens mid-April, bringing community banking to a part of the county that’s been underserved by local institutions. Our team will be in the community at GBIA SpringFest in May, continuing the volunteer work and local engagement that defines our culture. And our bankers will keep doing what they do best: answering the phone, knowing your name, making local decisions, and treating every customer like the neighbor they are.

If you’re a small business owner in southern Anne Arundel County curious about what BofGB can do for you, now is a great time to reach out. If you’re a longtime customer, thank you — genuinely — for choosing to bank local. And if you’re someone who’s never worked with a community bank before and you’re wondering what the difference really is, we’d love to show you.

Because at the end of the day, this is what we do. We build communities — one neighbor and one customer at a time.

Interested in learning more about The Bank of Glen Burnie or scheduling an appointment at our new Annapolis office or any of our branch locations? Visit us at thebankofglenburnie.com or call us at 410-766-3300. We’d love to hear from you.

FAQs

The short answer — we actually know you. At BofGB, you’re not a number in a system. You’re a neighbor. Our loan decisions are made locally, our staff is embedded in the same communities you live in, and when you call us, a real person picks up the phone. We’ve been doing this since 1949, and independent, community-first banking is still the only model we believe in.

Yes. We are an independently owned and operated community bank headquartered right here in Glen Burnie, Maryland. We are not a branch of a national chain. The people making decisions about your money live and work in Anne Arundel County — just like you.

Nearly 77 years. The Bank of Glen Burnie was founded in 1949 by a group of local business leaders who believed Anne Arundel County deserved a bank built for its own community. That original mission hasn’t changed.

We currently operate six branch locations throughout Anne Arundel County, and we recently announced a new Loan Production Office in Annapolis at 2525 Riva Road, Suite 141, opening mid-April 2026. Visit our Locations page to find the branch nearest to you.

Absolutely. The Bank of Glen Burnie is a Member FDIC institution, which means your deposits are federally insured up to $250,000 per depositor. For customers with larger balances, we also offer ICS® and CDARS® programs that can extend that coverage significantly.

It’s one of our core values. Our team volunteers with local chambers of commerce, the Glen Burnie Improvement Association, Arundel House of Hope, and other organizations across Anne Arundel County throughout the year. When this community thrives, we thrive — and we take that seriously.

We offer several personal checking options designed to fit different needs and lifestyles. Stop by any branch or visit our website to compare accounts and find the right fit for you.

Yes. We offer personal savings accounts, Money Market ADVANTAGE Accounts, Certificate of Deposit (CD) accounts — including our Smart Growth Flex CD — and Individual Retirement Accounts (IRAs). Whether you’re saving for a rainy day or planning for retirement, we have options to help your money grow.

Yes. We offer consumer credit cards with competitive rates. You can manage your card account online and take advantage of the same personalized service you’d expect from any BofGB product.

Absolutely. Through our wholly-owned subsidiary, VA Wholesale we offer a variety of home loan options including purchase loans, refinancing, and Home Equity Lines of Credit (HELOCs). Our residential lending team is local, responsive, and happy to walk you through every step of the process. You can even schedule a free consultation on our website.

We offer vehicle and boat loans, personal loans, and a range of loan programs designed for individual needs. Apply online or stop by any branch to talk with a lender.

It’s what we’re built for. We proudly serve small and medium-sized businesses across Anne Arundel County with checking accounts, savings products, business credit cards, SBA loans, commercial real estate financing, and lines of credit. We understand that small businesses are the backbone of this community — and we treat them accordingly.

Our new Annapolis LPO, opening mid-April 2026 at 2525 Riva Road, Suite 141, is specifically designed to serve small and medium-sized businesses in southern Anne Arundel County. It operates by appointment and focuses on commercial lending and deposit services. If you’re a business owner in the Annapolis area looking for a local banking relationship, this office was opened with you in mind. Contact us to schedule an appointment.

Yes. We offer a full suite of cash management services including ACH Manager, Remote Deposit Capture, Positive Pay, Wire Manager, and Business Merchant Services — giving you the tools to manage your business finances efficiently without sacrificing the personal service a community bank provides.

Much faster — because our decisions are made locally. We don’t have to route your application through a regional headquarters in another state. Our lenders are here, they know this market, and they’re empowered to act. That speed and accessibility can make a real difference when opportunity knocks.

Yes. We offer SBA loan programs for qualifying businesses. SBA loans can be a powerful tool for business owners who need flexible financing with favorable terms. Talk to one of our business lenders to find out if an SBA loan is right for your situation.

You can apply online for our residential mortgages, vehicle, boat, and personal  loans through our website at any time, call us at 410-766-3300, or visit any of our six branch locations to speak with a lender in person. We’re also happy to schedule a free home loan consultation if you’re exploring mortgage options.

A Home Equity Line of Credit (HELOC) lets you borrow against the equity you’ve built in your home — often at a lower interest rate than other types of credit. It’s a flexible option popular for home improvements, debt consolidation, or major purchases. Yes, we offer HELOCs. Visit our website to learn more or contact our residential lending team to discuss your specific situation.

Yes. Through our acquisition of VA Wholesale Mortgage in 2025, we now offer home financing with a special focus on serving active-duty and retired members of the U.S. armed forces. We’re proud to serve those who have served us.

Yes. You can make your BofGB loan payment online through our website at thebankofglenburnie.com/loan-payment, or visit any of our branch locations. Customers also have the option to make loan payments by phone 24/7 at banking at  1-866-696-7793.

Our lending team is local, experienced, and easy to reach. You can find contact information for our lenders through our NMLS Directory on the website, or call any branch and we’ll connect you with the right person for your needs.

Yes. Our mobile app is available for both personal and business customers and lets you check balances, transfer funds, pay bills, deposit checks, and manage your cards — all from your phone. It’s the full BofGB experience, right in your pocket.

Yes. Mobile deposit is available through our app for both personal and business accounts. Just snap a photo of your check and it’s done — no trip to the branch required.

Yes. Zelle® is available through our personal online and mobile banking platform, making it easy to send and receive money with people you trust — fast, safe, and free.

Online bill pay allows you to pay virtually any bill — utilities, credit cards, vendors, and more — directly from your BofGB account. For personal accounts, online bill pay is free with eStatements.

BofGB participates in the MoneyPass® ATM network, which gives you access to thousands of surcharge-free ATMs nationwide. Use the ATM locator on our website or app to find the one closest to you.

Yes. We take the security of your accounts seriously and have multiple layers of protection in place, including card management and control features that let you lock your debit card, set spending limits, and monitor transactions in real time. If you ever suspect fraud or your card is lost or stolen, contact us immediately at 410-766-3300.